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Since the passage of the Affordable Care Act (ACA), historic reductions in the rates of uninsured individuals have been seen across every social, economic, and racial category. Prior to the start of Open Enrollment for the Health Insurance Marketplace on November 1, individuals can begin “window shopping” for plans.
Over 20 million Americans have gained coverage since enactment of the ACA in 2010. Latinos have been one of the groups that have benefited the most; according to the Department of Health and Human Services (HHS), 9.2 million Latinos (as of 2015) have gained health insurance coverage.
“Thanks to financial assistance, most Marketplace consumers this year will find plan options with premiums between $50 and $100 per month,” said HHS Secretary Sylvia M. Burwell in a news release. “Millions of uninsured Americans qualify for financial assistance, and so could as many as 2.5 million Americans currently paying full price for off-Marketplace coverage. I encourage anyone who might need 2017 coverage to visit HealthCare.gov and check out this year’s options for yourself.”
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The HHS has determined that 72% of Marketplace consumers in states using HealthCare.gov will be able to find plans with a premium of less than $75 per month; 77% will also be able to find plans with premiums below $100, taking into account the need for financial assistance.
According estimates from HHS, the number of Americans without health insurance in 2016 fell to 8.6%; this is the lowest level in history. The uninsured rate overall for Latinos is down 11.3 percent from 41.8 percent to 30.5 percent resulting in 4 million Latino adults gaining coverage.
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By The Numbers
25.1
percent
of Latinos remain without health insurance coverage
