Are Low Wages Impacting Latino’s Ability to Afford Housing?


Father And Daughter Playing Indoors In Home Made Den

When it comes to paying the bills, housing costs usually make up the largest portion of an individual or family's budget. Worse, too many Americans spend more than financial experts recommend—over 30% of their monthly budget—on housing. In 2017, 36.9 million experienced this problem. This issue places "cost burdens" on those individuals, make it hard for them to afford other necessities, such as transportation, buy healthy food, and build wealth. This is a problem for minority groups especially, especially Latinos who lack access to cost-effective options throughout the country. Affordable housing access should be considered a human right, Congresswoman Ayanna Pressley said in a statement in the National Low Income Housing Coalition's (NLIHC) recent report, "Out of ...

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Report: America Must Address Systematic Racism, Chronic Adversity So All Kids Can Be Healthy



Early experiences can influence a person’s entire life. Specifically, stress due to adversity, poor nutrition, and exposure to environmental toxins can lead to biological changes, which make people more likely to experience physical and mental health problems later in life. Although individual interventions are important for addressing immediate needs, they alone will not advance health equity, according to a new report from the National Academies of Sciences, Engineering, and Medicine. The report provides science-driven recommendations to address the social, economic, environmental, and cultural determinants of health and early adversity. They say to advance health equity, decision-makers must address the systemic root causes of poor health and chronic ...

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3 Ways Oregon Legislators are Addressing the Housing Crisis in Their State


little girl eating and watching TV

For nearly 100 years, it has been illegal to build anything other than detached, single-family homes on most residential land. As a result, many cities are facing a housing affordability and stability crisis which disproportionately displaces Latinos and low-income communities of color, contributing to disparities in health and wealth. That’s why advocates across the country are pushing for rent control and more inclusive zoning laws — and it’s working in Oregon (13.3% Latino). This year, Oregon passed Senate Bill 608 and House Bill 2001. These laws include three major policy changes: Banning no-cause evictions, passing state-wide rent control, and legalizing duplexes. Affordable Housing Crisis As access to affordable housing diminishes across the nation, Americans are ...

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Latinos, Minorities Continue to Face Mortgage Loan Discrimination


Mortgage loan deny latinos

Fifty years after the federal Fair Housing Act banned racial discrimination in lending, Latinos and other minorities continue to be routinely denied mortgage loans at rates far higher than their white counterparts. Worse, research shows this disparity can lead minorities to apply for high-cost mortgages. That research draws on 2016 data, which is among the most recent, available evidence, according to The Hill. "An analysis of data released by the Federal Financial Institution’s Examination Council released by Clever Real Estate Hispanic home buyers are 78% more likely to use high-cost mortgages for home purchases, putting them at greater risk of foreclosure," John Bowden, a Hill reporter writes. "Just 10% of white applicants were denied mortgages that year." What does the Data ...

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Salud America! Network Speaks Out Against HUD’s Anti-Immigrant Rule!


HUD "mixed-status" rule

More than 30,000 people and groups submitted public comments to oppose the U.S. Department of Housing and Urban Development (HUD) plan to cut off federal housing aid and evict "mixed-status" immigrant families. That is the most comments HUD ever received on a plan. The prior record was 1,000 comments. Several groups led the response. National Low Income Housing Coalition (NLIHC) and the National Housing Law Project (NHLP) led a Keep Families Together campaign. Salud America!'s letter campaign was signed by 3,382 of its network members and filed as a comment! Many comments denounced HUD's plan as a "ruthless" attempt to break up immigrant families. "It's unbelievably cruel that we have come to this, that the whole family suffers because one or maybe more are not U.S. citizens," ...

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Building for Holistic Health: Natural and Artificial Lighting


Natural light health

Many people spend up to 90% of their time indoors, whether at the office, in a restaurant, or at home. The way architects, designers, and construction workers erect these buildings can impact human health — including the way light is disbursed. Medical professionals and those in charge of building these structures need to collaborate to create a culture of holistic health. Natural and artificial lighting make significant impacts on people’s sleep cycle, skin, and eyes, according to the European Union’s Scientific Committee. “There is a concern that the emission levels of some lamps could be harmful for the skin and the eyes,” the group states. “Both natural and artificial light can also disrupt the human body clock and the hormonal system, and this can cause health ...

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Can Churches Help With the Affordable Housing Crisis?


Church Latino Housing

Many U.S. churches are taking dedicated action to assist those in need of affordable housing by building developments on their properties. "There's so much land owned by houses of worship anywhere you go in the country," David Bowers of Enterprise Community Partners, a nonprofit focused on housing solutions, said in a speech at the World Economic Forum (WEF). Churches and religious institutions are among the country’s largest landowners. Many of them have additional unused land or adjacent sites that are suitable for development. The current lack of affordable housing in America has substantial implications for many Latinos and dramatically impacts their quality of life. Religious Institutions' Role Places of worship usually offer a variety of amenities that make them ideal ...

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Atlanta’s “Giant Leap” Housing Plan to Assist Low-Income Families


Atlanta Affordable Housing Plan

It's clear that the country is going through a housing crisis, which is impacting Latinos and all Americans. In many communities, housing costs have outpaced local incomes — many cannot afford to live in major cities. It is a problem facing many local governments, including Atlanta (4.6% Latino). In 2017, that city was the third fastest-growing metropolitan region in the U.S. Over the past 19 years, Atlanta’s population has increased by 17%, or more than 486,000 people, according to the Atlanta Journal-Constitution. As our population grows, many of our long-term residents are experiencing challenges. The average rent in Atlanta is nearly $1,400 a month for a one-bedroom, according to Rent Café. However, the U.S. Census Bureau shows that over 20% of residents are making ...

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Tell HUD: Don’t Evict American Families from Their Homes


Sad mother no affordable housing evicted eviction home

The U.S. Department of Housing and Urban Development (HUD) is trying to cut off federal housing aid and evict “mixed-status" immigrant families. HUD is proposing a rule change to the Section 8 program on public housing, published in the federal registrar May 10, that would remove aid and evict families with one or more members who don't have certain residency documents, according to the National Housing Law Project (NHLP), which is organizing a commenting campaign. The move could displace thousands of families and children, who could become separated from their families or homeless. "If this rule is passed will affect more than 25,000 families and more than 55,000 children across the country," said Diane Yentel, NHLP's president and CEO. Fortunately, you can speak up to HUD ...

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